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Home Cost Desk

Prefab Home Quote & Total Budget Comparison Checklist

Two prefab home quotes can cover very different amounts of work. This free checklist lines them up side by side so you can see what each price includes, what it leaves out and what the whole project is likely to cost before you sign.

How to use it: print this page (or save it as a PDF from your browser’s print dialog), then fill in one column for each written quote. Mark whether each item is included in that quote or excluded (a cost you still have to pay), and write the amount. Totals that leave out the excluded items are not comparable.

Prefab home quote comparison: Quote A vs. Quote B
Item to confirmQuote AQuote B
Home and quote basics
Seller, dealer or builder nameIncl. / Excl. $______Incl. / Excl. $______
Quote date and expiration dateIncl. / Excl. $______Incl. / Excl. $______
Model name and numberIncl. / Excl. $______Incl. / Excl. $______
Finished square feet and number of sections or modulesIncl. / Excl. $______Incl. / Excl. $______
Quote type: unit only, delivered, installed or turnkeyIncl. / Excl. $______Incl. / Excl. $______
Code and certification
Building standard: federal HUD Code or state/local building code (modular)Incl. / Excl. $______Incl. / Excl. $______
For HUD-code homes: certification label(s) and data plate confirmed for this modelIncl. / Excl. $______Incl. / Excl. $______
For chassis-free HUD-code designs: current certification and installation requirements confirmed in writingIncl. / Excl. $______Incl. / Excl. $______
State or third-party inspection documents for modular homesIncl. / Excl. $______Incl. / Excl. $______
Land and zoning
Land price or land already ownedIncl. / Excl. $______Incl. / Excl. $______
Zoning allows this home type on this parcel (confirmed with the planning office)Incl. / Excl. $______Incl. / Excl. $______
HOA, deed or subdivision restrictions checkedIncl. / Excl. $______Incl. / Excl. $______
Survey and soil or perc testIncl. / Excl. $______Incl. / Excl. $______
Delivery and set-up
Transport or shipping from the factoryIncl. / Excl. $______Incl. / Excl. $______
Crane or set crewIncl. / Excl. $______Incl. / Excl. $______
Escort, permits and road access for oversize loadsIncl. / Excl. $______Incl. / Excl. $______
Installation, anchoring and section marriage or button-upIncl. / Excl. $______Incl. / Excl. $______
Foundation and site work
Foundation type and engineeringIncl. / Excl. $______Incl. / Excl. $______
Clearing, grading and drainageIncl. / Excl. $______Incl. / Excl. $______
Driveway and access for trucksIncl. / Excl. $______Incl. / Excl. $______
Steps, decks and porchesIncl. / Excl. $______Incl. / Excl. $______
Utilities
Electric service and meterIncl. / Excl. $______Incl. / Excl. $______
Water: public connection or wellIncl. / Excl. $______Incl. / Excl. $______
Sewer connection or septic systemIncl. / Excl. $______Incl. / Excl. $______
Gas or propane, if usedIncl. / Excl. $______Incl. / Excl. $______
HVAC equipment included or separateIncl. / Excl. $______Incl. / Excl. $______
Permits, finance and ownership costs
Building, placement and utility permits and inspectionsIncl. / Excl. $______Incl. / Excl. $______
Loan type, rate and fees (confirm with a lender)Incl. / Excl. $______Incl. / Excl. $______
Builder’s risk and homeowner’s insurance quotesIncl. / Excl. $______Incl. / Excl. $______
Sales tax and property tax treatment (ask the county)Incl. / Excl. $______Incl. / Excl. $______
Closing, title or recording costsIncl. / Excl. $______Incl. / Excl. $______
Contract terms
Warranty: who covers the home, the installation and the site workIncl. / Excl. $______Incl. / Excl. $______
Deposit amount and refund termsIncl. / Excl. $______Incl. / Excl. $______
Completion deadline and delay termsIncl. / Excl. $______Incl. / Excl. $______
Change-order pricing and approval processIncl. / Excl. $______Incl. / Excl. $______
Contingency set aside (your own amount or percent)Incl. / Excl. $______Incl. / Excl. $______
Totals and sign-off
Total of quoted price plus every excluded item$______$______
Contingency added$______$______
Estimated total move-in budget$______$______
Reviewed by (name and date)  

Want a running total? Enter the same figures in the Prefab Home Total Move-In Cost Calculator, or go back to the Prefab Homes guide hub.

This checklist is a planning aid, not a contract review, legal, lending, tax or code determination. Confirm zoning with your local planning office, financing with a lender and code requirements with your building department or state agency. We do not collect any information you write on it.